Stand-Up India Scheme

Stand-Up India Yojana Kya Hai?

Stand-Up India Yojana ka Uddeshya

Udyamita ko badhava dena

Is yojana ka main aim hai entrepreneurship ko badhava dena, taaki youth sirf job seeker na rahein balki job creator ban sakein.

Vanchit vargon ko vittiya sahayata

SC, ST aur women applicants ko ₹10 lakh se ₹1 crore tak ka loan business start karne ke liye diya jata hai.

Yojana ki shuruaat aur background

Launch ki date

Stand-Up India Yojana ki shuruaat 5 April 2016 ko ki gayi thi.

PM Narendra Modi ki bhoomika

Pradhanmantri Narendra Modi ne ise 'Startup India' initiative ka ek hissa bataya, jo Aatmanirbhar Bharat ke sapne ko pura karta hai.

Yojana ke eligibility criteria

Kaun le sakta hai labh?

• Scheduled Caste (SC) ya Scheduled Tribe (ST) ke vyakti
• Saari categories ki mahilaen
• Bharatiya nagrik hona zaroori hai

Aayu aur caste criteria

Applicant ki minimum age 18 saal honi chahiye aur pehle kabhi kisi business ke liye loan nahi liya hona chahiye.

Stand-Up India ke tahat milne wali sahayata

Loan Rashi

₹10 lakh se ₹1 crore tak ka loan diya jata hai manufacturing, trading ya service sector ke business ke liye.

Interest Rate aur Repayment Period

Banks ke terms ke hisaab se interest rate lagta hai aur repayment period 7 saal tak ka hota hai.

Aavedan ki prakriya

Online apply kaise karein?

1. standupmitra.in website par jayein
2. Self-registration karein
3. Loan application form bhar ke submit karein

Required Documents

• Aadhaar Card
• PAN Card
• Caste Certificate
• Business Plan

Yojana ke main benefits

Aatmanirbhar Bharat ki taraf kadam

Yeh yojana logon ko self-dependent banane ka ek zariya hai, jo desh ki economy ko bhi strong banata hai.

Mahila sashaktikaran

Women entrepreneurs ko economic independence milti hai aur apna business shuru karne ka confidence bhi badhta hai.

Yojana se judi pramukh banks

SBI, HDFC, ICICI ka yogdan

Yeh banks is yojana mein actively participate karte hain aur directly portal ke through loan provide karte hain.

Stand-Up India Portal ka use

Portal ke features

• Loan application track karne ki facility
• Guideline documents
• Helpdesk aur customer support

Sahayata Kendra aur Helpline

Portal par toll-free number aur live chat ka option hai jisse users apne doubts turant clear kar sakte hain.

Yojana ke tahat safalta ki kahaniyaan

Kai mahilaon aur SC/ST vyaktiyon ne is yojana ke madhyam se apne khud ke business jaise ki boutique, restaurant, mobile shop khole hain aur dusron ko bhi rozgar de rahe hain.

Yojana ki chunautiyan aur samadhan

• Chunauti: Logon mein yojana ki jaankari ki kami
• Samadhan: Awareness campaign aur digital promotion

Stand-Up India vs. Mudra Yojana

Bindu	Stand-Up India	Mudra Yojana
Labharthi	SC/ST/Women	Saare varg
Loan Rashi	₹10 lakh - ₹1 crore	₹50,000 - ₹10 lakh
Uddeshya	Business Start karna	Chhote business ke liye

Yojana ki Sameeksha (2025 tak)

2025 tak lakhon beneficiaries is yojana ka labh le chuke hain. Sarkar ne portal aur process ko aur digital-friendly banane ke liye kai sudhaar kiye hain.

🔚 Conclusion

Stand-Up India Yojana sirf ek loan scheme nahi hai, balki ek aisa platform hai jo aspiring entrepreneurs ke sapno ko saakar karta hai. Yadi aap ek mahila hain, ya SC/ST varg se aate hain, aur apna business shuru karna chahte hain to yeh yojana aapke liye best option ho sakta hai. Iska process simple hai, aur banks jaise SBI, HDFC, ICICI aapko full support dete hain. Aatmanirbhar Bharat ke lakshya ko pura karne mein yeh yojana ek mahatvapurn kadam hai.

❓FAQs

1. Kya Stand-Up India Yojana mein subsidy milti hai?
   Nahi, lekin interest rate affordable hoti hai.
2. Kya students is yojana ka labh le sakte hain?
   Nahi, yeh yojana unke liye hai jo business start karna chahte hain.
3. Kya mujhe guarantee deni hogi?
   Haan, bank ke policy ke anusar security mangi ja sakti hai.
4. Kya mahila aur SC dono ke roop mein alag-alag baar apply kar sakte hain?
   Nahi, ek applicant ek baar hi apply kar sakta hai.
5. Kya yeh scheme sirf shehri ilako ke liye hai?
   Nahi, yeh urban aur rural dono areas ke liye hai.

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