Term and conditions

 

📄 Terms and Conditions for Loan Sahay

Welcome to Loan Sahay!

These terms and conditions outline the rules and regulations for the use of our website, accessible at https://www.loansahay.site

By accessing this website, we assume you accept these terms and conditions. Do not continue to use Loan Sahay if you do not agree to take all of the terms and conditions stated on this page.

🧾 1. Intellectual Property

Unless otherwise stated, Loan Sahay and/or its licensors own the intellectual property rights for all material on this website. You may access this from Loan Sahay for your personal use, subject to restrictions set in these terms and conditions.

You must not:

  • Republish material from this site

  • Sell, rent, or sub-license material

  • Reproduce, duplicate, or copy material for commercial use

  • Redistribute content without permission

🛑 2. Restrictions

You are specifically restricted from:

  • Using this website in any way that is damaging to the website or its users

  • Engaging in any data mining, data harvesting, or similar activity

  • Using this website to advertise or market without written permission

📌 3. Content Liability

We shall not be held responsible for any content appearing on your website that is linked to ours. You agree to protect and defend us against all claims arising on your website.

🔐 4. Your Privacy

Please read our Privacy Policy

✅ 5. Disclaimer

All the information on this website is published in good faith and for general information purpose only. Loan Sahay does not make any warranties about the completeness, reliability, and accuracy of this information.

📅 Update

These terms and conditions may be updated from time to time. Any changes will be reflected on this page.

Last updated: June 2025

🔗 Contact Us

If you have any questions about these Terms and Conditions, you may contact us through our Contact Us page.


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Credit Card - bank Loan FAQ 2025

1) Axis Bank credit card pe kya reward milta hai?
Axis EDGE Reward Points milte hain, jise shopping, travel - vouchers me redeem kar sakte hain.
2) Axis Bank home loan ka interest rate?
लगभग 8.75 % p.a. se शुरू; final rate credit-score - profile par depend karta hai.
3) Canara Bank credit card par reward points kaise milte?
₹100 spend par 2-4 points; groceries, dining, travel par alag multipliers milte hain.
4) Canara Bank personal loan interest kitna hai?
लगभग 11.15 % se start; CIBIL score - income profile ke hisaab se badh-घट sakta hai.
5) SBI credit card ke top rewards?
SimplySAVE card par groceries/movie tickets par 10X points; Cashback card par flat cashback.
6) SBI home loan ki current rate?
≈ 8.40 % se शुरू; महिला उधारकर्ता ko 0.05 % की अतिरिक्त छूट मिल सकती है।
7) BoB credit card rewards kaise kaam karte?
हर खर्च पर BoB Rewards; points को travel miles, bill payment - shopping vouchers me बदला जा सकता है।
8) Bank of Baroda personal loan rate?
लगभग 10.90 % से शुरू, tenure 60 माह तक; existing customers को प्रोसेसिंग-फीस में छूट।
9) IDFC First Bank card ke key benefits?
Lifetime-free card, 10X reward points on weekend dining - complimentary railway lounge access.
10) IDFC personal loan prepayment charge?
Zero pre-payment/foreclosure charge; interest ≈ 10.49 % p.a. se start.
11) ICICI PAYBACK points earn kaise hote?
₹100 domestic spend par 2 points; partners jaise BigBasket, MakeMyTrip par 4-10X points.
12) ICICI personal loan max tenure?
Maximum 60 months; interest 10.50 % se शुरू, instant digital approval for salary a/c holders.
13) Kotak credit card par fuel surcharge waive?
Kotak Feast/Essentia card par ₹500-3000 fuel spend par 1 % surcharge reversal.
14) Kotak personal loan rate?
≈ 10.75 % se start; instant approval in 60 minutes for pre-approved salary clients.
15) Axis Magnus card ke VIP perks?
Unlimited international lounge, 12 EDGE miles/₹200 spend, Taj Epicure membership.
16) SBI SimplyCLICK card online shopping benefit?
Amazon, BookMyShow, Cleartrip par 10X reward; annual fee ₹499 (first-year free offers)।
17) ICICI Amazon Pay card cashback slab?
Prime users: 5 % Amazon cashback; non-Prime: 3 %; sabhi spends par 1 % base cashback.
18) Canara Gold loan ki rate?
≈ 7 % p.a., LTV ~75 %; quick 30-minute disbursal with basic KYC.
19) Bina salary slip ke loan possible?
हां, कुछ NBFC bank statement + Aadhaar se loan देते हैं; interest थोड़ा higher रहता है।
20) Loan ke liye minimum CIBIL kitna?
Personal/credit-card loan के लिए 700+ safe; secured loan (home/car) 650 par bhi possible hai.